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filler

Septic Escrow Inspections

Why Inspect a Septic System?

When a residence or other property contains a septic system it is important the system be inspected and tested by a qualified inspector prior to sale. Many national lending institutions (Ginnie Mae, Fannie Mae, VA, etc) as well as most large mortgage companies require inspection and certification prior to funding. Although no standards exist in California for the issuing of system performance certifications, the procedure can save real estate professionals a lot of heartache.

Buyer: A buyer benefits from the inspection procedure by having all of the information necessary to make an informed decision about what will likely be the largest purchase he or she will make.

Seller: California law requires property sellers to disclose all known defects relating to their property. A septic system certification meets this disclosure duty, and prevents your buyer from claiming that they were not informed about the septic system’s “true” condition. This can prevent costly lawsuits.

Real Estate Agents: Although disclosure laws don’t directly apply to real estate agents, they often get dragged into legal disputes because their errors and omissions insurance represents a “pot of gold” to a greedy attorney. Again, a septic system certification can prevent costly litigation before it starts! As a real estate professional, you also know that a smooth transaction enhances your reputation.

A septic system inspection offers protection for everyone involved in a real estate transaction, and at a relatively low price. With that septic system certification, everyone can sleep at night.

Why SGV Underground for your Inspection?:

Although no standards exist in California for the performance of a septic inspection, there are some things you can look for to tell if the firm is competent in the services they offer.

SGV Underground, by the way, meets all these requirements:

Licensing: Your inspector should be a licensed C-42 (sanitation system) contractor, signifying they have specialized knowledge of the installation, maintenance, and inspection of septic systems.

Additional Training and Certification: Certification from a professional organization such as National Association of Wastewater Transporters (NAWT) or NSF further demonstrates that the company and their personnel have passed stringent tests on the inspection process.

Responsive: Look for a company that can begin the inspection process quickly, and provide their written reports promptly. Unnecessary delays in the completion of work can delay loan funding and the timely close of escrow.

No Ulterior Motives: Some companies view septic inspection work as way to find the high-margin seepage pit, and drain field replacement projects. This conflict of interest can result in a less than fair inspection report. It is imperative to find an inspection company that only wants to perform a fair and honest inspection, and not a complete system replacement.

Thoroughness of Report: The thoroughness of your report will help substantiate your case if there are problems in the future. There are actually companies out there who will write their report on the back of their invoice. SGV Underground produces a thorough, professional report that becomes a permanent part of the record of the home … and it is usually delivered to you the next day.